While most of the banks in Nigeria have online banking apps, not all of them offer excellent online banking services; hence, we have designed this article to bring to light the best app for online banking to guide you on how to choose the most suitable app for your online banking.
There are many banks that have mobile apps for online banking, like UBA, Zenith, Access, First Bank, etc. With a mobile app from any of these banks, you can comfortably carry out different transactions online without visiting any physical bank. These apps for online banking have a user-friendly interface that allows users to operate them with ease.
Best App for Online Banking
There are many online banking apps that are good for carrying out transactions online. These apps allow users to perform different transactions, like fund transfers, bill payments, cable subscriptions, airtime purchases, data purchases, etc. So, if you are looking for the best banking app that you can use for online transactions, then this section is for you. Kindly go through the app that we’ll be discussing below to get the one that suits you.
1. UBA Mobile Banking App
The United Bank of Africa is one of the popular commercial banks in Nigeria and beyond. They have mobile apps that allow users to perform different transactions, like fund transfers, bill payments, cable subscriptions, airtime purchases, etc. With this app, you can access all the banking services with ease.
Features of UBA Mobile Banking App
The features of this app are listed below:
- It has a biometric option that allows users to access their banking section with a facial, fingerprint, or both.
- Self-service mode
- ATM or Bank branch locator
- Auto reminders for recurrent bill payments & transfers
- 24/7 customer support services through live chat
2. GTWorld App
This is another popular app that is suitable for online banking. This app allows users to track, pay and even grow their money. The Guarantee Trust Bank owns this app. You can use this app to perform different kinds of transactions, such as money transfers, airtime purchases, bill payments, etc. This app also has a section where you can check your transaction history.
Features of GTWorld App
The common features of this app are:
- It has biometric options
- It has incognito mode
- The app can help you locate the nearest GT Bank.
- There is an account upgrade option
- There are personal preference options.
3. EcoBank
EcoBank is a mobile app for online banking. With this app, you can carry out transactions in 33 African countries where Ecobank is located. Like other banking apps, EcoBank can be used to perform different kinds of transactions, ranging from airtime purchases, fund transfers, bill payments, etc. This app is suitable for inter- and intra-bank transactions.
Features of EcoBank
The unique features that set this app apart are
- Account management
- Travel notification option for enhanced security
- Fund transfer to 33 African countries
- Future payment option
- Customer support via live chart
4. Access More
With over 5 million downloads, Access More is one of the most popular online banking apps that allows users to perform different transactions, like bill payment, fund transfer, airtime purchase, etc. Access Bank owns this app. The app is not difficult to operate.
Recently, Access Bank translated their app into Chinese. This means that users can now decide to operate the app using English or Chinese. It supports both inter- and intra-bank transactions.
5. FirstMobile
The last but not the least app for online banking on our list is FirstMobile. First Bank owns and manages this app. With this app, users can easily manage their transactions—financial and non-financial. Like other online banking apps that we discussed earlier, FirstMobile supports both intra- and inter-bank transactions.
Features of FirstMobile
- It has revamped UI/UX, which makes it easier for users to operate.
- It has biometric option
- It supports multiple transactions
- It has personalised features.
Which App is Best for Online Banking?
The best apps for online banking are FirstMobile from First Bank, Access More from Access Bank, GTWorld from GTBank, EcoBank app, UBA app, etc. With any of these apps, you can comfortably manage your financial transactions online.