Perhaps you don’t have enough airtime on your Airtel line to make calls and send messages, and you want to borrow airtime but don’t know how to get started. No worries; we are going to guide you on how to borrow airtime on Airtel shortly. Stay tuned!
There are two ways that you can borrow airtime on Airtel, which are via the use of the USSD code or through the MyAirtel app. These methods are effective and easy to use. We are going to dig deep into them as we proceed with our discussion. Keep tabs.
What you Need to Borrow Airtime from Airtel

Before you can qualify to borrow airtime on Airtel, you are required to meet certain eligibility criteria. If you don’t meet these requirements, you won’t be able to borrow airtime from Airtel. The criteria are listed below:
- Your Airtel line must be at least three months old
- Your airtel SIM card must be fully registered and linked to your NIN
- You must recharge at least ₦200 each month
- You must not have any outstanding debt on your Airtel line.
If you meet these requirements, let’s now proceed to the next section, where we’ll be discussing different methods that you can use to borrow airtime from Airtel.
How to Borrow Airtime on Airtel
Borrowing airtime from Airtel is quite simple since there are different methods that you can use to do that, such as using a USSD code or via the MyAirtel app. No matter the method you want to use, you’ll be able to borrow airtime from Airtel. We are going to show you the step-by-step approach that you can follow to use these methods to borrow airtime from Airtel in the subsequent sub-section. Keep reading.
How to Borrow Airtime on Airtel Using USSD Code
The USSD code that you can use to borrow airtime from Airtel is *303#. Follow the steps below to use this code
- Go to your phone dialler and press *303# on your Airtel SIM card
- From the menu, choose the “Borrow Credit” option
- Now, select the exact amount you want to borrow and confirm your transaction. Once your transaction is confirmed, Airtel will credit your line with the borrowed airtime.
N/B:
The amount of airtime that Airtel subscribers can borrow is not fixed; it is dependent on the amount of airtime that users spend monthly on their SIM card and the age of the Airtel line. The more airtime you spend on your Airtel SIM card, the more airtime you can borrow from the Airtel network. In addition, if you’ve been using your Airtel for years, there is a likelihood that you are going to be eligible to borrow a higher amount of airtime than someone whose SIM is barely five months old.
How to Borrow airtime on Airtel App
You can also borrow airtime on the Airtel app. However, before you can use this method, you must have the MyAirtel app on your device. If you don’t have the app yet, you can visit the Google Play Store if you are using an Android phone or the Apple App Store if you are using an iPhone device. Once you have the app, create an account using your details. After creating an account on the MyAirtel app, follow the steps below to borrow airtime using the app.
- Login to your MyAirtel app using your details
- Once your dashboard opens, tap on the “Borrow Airtime” option
- Choose the amount of airtime you want to borrow or are qualified for.
- Confirm your borrowing; once confirmed, Airtel will credit your SIM card with the borrowed airtime amount.
N/B;
Airtel charges 15% service fees when you borrow airtime from them. They normally deduct these service fees before sending the borrowed amount to subscribers. This simply means that if you borrow ₦500 from Airtel, they will credit you ₦425 while deducting ₦75 as their service fees.
How to borrow Airtime on Airtel Online
You can borrow airtime on Airtel online through the MyAirtel app. If you have the app, you can login with your details and locate the borrow airtime section within your dashboard. However, if you don’t have the app yet, you can download it from the official app store, create an account with your details and login to borrow airtime that is available on your dashboard.
Frequently Asked Questions
How do I borrow from Airtel?
You can borrow from Airtel by using the USSD code *303# or by using the MyAirtel app. Both methods are straightforward and pretty easy to use. The amount you will borrow is dependent on how much you spend on airtime monthly and the age of your SIM card.
What is the code for the Airtel loan?
The code for an Airtel loan is *303#. You can borrow airtime from Airtel using this code. The code is not difficult to use. Dial it on your Airtel SIM card and follow the prompts succinctly and you will be able to borrow airtime using it.
How to get an Airtel credit loan?
You can get an Airtel credit loan through a code *303# or via the MyAirtel app. Once you dial the code on your Airtel SIM and follow the prompts, you will be able to borrow using it. Alternatively, you can login to your MyAirtel app with your details, access your dashboard, locate the borrow airtime section and you will be able to borrow credit from Airtel.