Money-making apps are those online apps that allow users to earn real money. These apps are designed to allow interested individuals to earn money by completing certain tasks. With these apps, users can earn lots of money by just commenting on social media posts, completing surveys, subscribing to social media channels, etc.
There are many money-making apps in Nigeria where users can earn money without investment. Such apps include, but are not limited to, Swagbucks, Hawkit, TimeBucks, Clickworker, etc. These apps are legit, and Nigerians can earn real money from them.
Money-Making Apps in Nigeria Without Investment

There are many money-making apps in Nigeria that allow users to earn real money. Most of these apps even pay users in foreign currencies for completing certain tasks. These apps are task-based, which means that users can earn money from them by just performing certain tasks. For the sake of clarity, we are going to discuss these apps one after the other.
1. Swagbucks
The first money-making app on our list is Swagbucks. Although it is a foreign app, it is available for Nigerians. Hence, those residents of Nigeria can earn from the app by just performing simple tasks.
There are different ways to earn from Swagbucks as a Nigerian, such as by shopping in-store or online, playing games, watching videos, filling out surveys, searching the web, etc. For each task you perform on Swagbucks, you will earn SB points for it. The more tasks you perform, the more you earn. Once your SB points are up to the threshold, you can then redeem them for cash or a gift card.
You can redeem your SB points for an Amazon gift card, a Walmart gift card, or in the form of cashback from PayPal. There are lots of paid tasks on Swagbucks for interested Nigerians who want to earn from the app. According to play.google.com, Swagbucks gives a $10 welcome bonus for new users.
2. Hawkit
Hawkit is another money-making app in Nigeria. It is an e-commerce platform that allows users to earn daily by completing simple tasks. There are many ways that you can earn from Hawkit. They are detailed below:
- You will earn ₦3 for each social media (Twitter, TikTok, Instagram, etc.) account you follow.
- You are going to earn ₦3 for liking each business page on Facebook
- You earn ₦3 for liking each post on social media (Twitter, Facebook, TikTok, Instagram, etc.)
- You will earn ₦15 for commenting on each social media posts (Facebook, Instagram, Twitter, TikTok)
- You are going to earn ₦20 for each advertisement you post on your WhatsApp Status
- You will earn ₦10 for retweeting and sharing posts on Twitter (X) and Facebook, respectively.
- You are going to earn ₦30 for subscribing to a YouTube channel
- Finally, you will also earn ₦30 for downloading and reviewing apps on the Google Play Store.
N/B: Before you can earn from any of these tasks, you must get the task from the Hawkit website.
In addition, you are going to earn ₦500 referral commission for each person that joins Hawkit using your referral link. Moreover, you will also earn a percentage for buying airtime and data from Hawkit.
You can earn up to ₦5,000 daily on the Hawkit website. And you can redeem it once you reach the threshold. Unlike the earning app discussed earlier, redeeming earnings from Hawkit is quite simple; you’ll be credited directly to your bank account.
3. TimeBucks
TimeBucks is another money-making app in Nigeria. It is an app where users get paid for performing simple tasks. Interestingly, there are lots of simple tasks that you can complete to earn money on TimeBucks.
On TimeBucks, you will be paid for watching videos, taking surveys, referring people, installing apps, etc. There is also a daily bonus for all users. The TimeBucks threshold is $5. This means that for you to redeem your earnings on TimeBucks, you must have earned at least $5. TimeBucks pays weekly to their users, and there are different payment methods available for subscribers. This means that you won’t find it difficult redeeming your earnings from TimeBucks when you reach the threshold.
4. Google Opinion Rewards
This is another money-making app in Nigeria. Google Opinion Rewards is an app that pays users for completing surveys. It was created by the Google Surveys team.
To earn using this app, you will need to download the app and answer a few questions about yourself. Once you complete your profile, you will then get surveys at intervals. Most times, you will earn up to $1.00 in Play credit for completing each survey. With this app, you can earn in foreign currencies from your comfort zone here in Nigeria.
5. Clickworker
Clickworker is also a money-making app in Nigeria. It’s an app that pays users for completing a task. There are numerous tasks for interested users on Clickworker, like app testing, completing surveys, video recordings, proofreading texts, mystery photography, categorising data, etc. You will be paid for completing any of these tasks on the Clickworker platform.
To get started, you will need to create an account on Clickworker and complete your profile. Once your profile is ready, you will start getting paid tasks. Once your earnings reach the threshold, you will be paid, and the payout is usually weekly.
Frequently Asked Questions
What is the best app to earn money in Nigeria?
There are many good apps to earn money in Nigeria, like Hawkit, Google Opinion Rewards, TimeBucks, etc. With any of these apps, you can comfortably earn money in Nigeria with ease.
What app really pays money?
There are many apps that pay real money, like Clickworker, Swagbucks, Hawkit, Google Opinion Rewards, TimeBucks, etc. These apps pay real money and most of them pay in foreign currency.
Which earning app is real?
There are many earning apps that are real, like Clickworker, Swagbucks, Hawkit, Google Opinion Rewards, TimeBucks, etc., so if you want to earn real money, you can check any of these apps and you will be happy that you did.