PalmPay is one of the popular fintech companies in Nigeria. It has over 30 million active users. Recently, PalmPay introduced Unstructured Supplementary Service Data, (USSD) codes that are used for different financial transactions. They introduced this code to enable their customers to perform transactions with ease.

The PalmPay USSD codes can be used to perform a variety of transactions, ranging from fund transfers, airtime top-ups, checking transaction histories, checking account balances, etc. This code is multipurpose. The PalmPay USSD code is *861#. With this code, you can carry out different transactions on PalmPay from your comfort zone. 

What is PalmPay USSD code

PalmPay USSD

The PalmPay USSD code is a set of numbers and special characters that are used to perform different transactions on the PalmPay platform. The code is unique and can be used to perform a lot of financial transactions on the PalmPay platform. The PalmPay USSD code is *861#. If you use PalmPay for transactions, it is essential that you have this code at your fingertip, especially if you don’t have an internet-enabled phone. 

Palmpay Code 

The PalmPay code is *861#. This is the unique code that PalmPay users can use to carry out transactions on the platform with ease. Apart from financial transactions, this code is also useful for PalmPay users who want to set their password and perform other non-fiancia functions on PalmPay. However, *861# is the root code. This means that if you want to perform a transaction using this code, you will need to enter the code first on your device and dial it on the SIM card that is lined to your PalmPay account. After, a menu will display containing different options ranging from transfer to password setting, so you will then need to choose the option that aligns with the function you want to perform. 

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However, if you want to carry out the tasks directly, you can use the code in addition to the number that corresponds to the tasks you want to perform. For instance, if you want to transfer money on PalmPay using a code, all you need to do is dial *861*1# on the SIM linked to your PalmPay account and follow the instructions succinctly to transfer the money to. The table below summarises the PalmPay codes and their corresponding functions. 

S/NPalmPay CodeFunction
1.*861*1#Transfer
2.*861*2#Top up airtime amount for yourself and others
3.*861*3#data bundle
4.*861*5#Check balance
5.*861*6#Transaction history
6.*861*6*5#Query orders by order number
7. *861*11#password setting

PalmPay USSD code for Airtel

If you are an Airtel subscriber and uses Palmpay, the code that you can use to perform transactions on the PalmPay platform are

  • *861*1# Transfer
  • *861*2# Top up airtime amount for self and others
  • *861*3# data bundle
  • *861*5# Check balance
  • *861*6# Transaction history
  • *861*6*5# Query orders by order no.
  • *861*11# password setting

PalmPay USSD code for MTN

As it is with Airtel users, MTN subscribers who use PalmPay can also perform various transactions on the platform using the root code *861#. With this code, MTN subscribers can perform different transactions on the PalmPay by dialling it and choosing the corresponding task they want to perform.

PalmPay USSD Code to Check Balance

The USSD code that you can use to check your PalmPay account balance is *861*5#. It is not difficult to use the code. All you need to do is dial it on the SIM card that you used in opening the PalmPay account, and your balance will display on your phone screen.

How to Use PalmPay USSD Code

Using the PalmPay USSD code is not difficult. As we stated earlier, the code is *861#. Follow the steps below to use it:

  • Go to your phone dialpad
  • Input the code, *861# on your phone
  • Dial the code on the particular phone number that you linked to your PalmPay account. 
  • Now, lots of options will display on your phone screen
  • Scroll through the menu options to select the exact transaction you want to perform
  • Choose the exact number that corresponds with the task you want to carry out and click on the send button
  • Finally, follow the onscreen instructions carefully, and you will be able to complete any tasks of your choice on PalmPay using the code. 

Palmpay USSD Code not Working

If your PalmPay USSD code is not working, it may be due to poor network, insufficient balance in your account, incorrect code, etc. Whenever any of these things happen, your PalmPay code may not work, leading to its malfunctioning. Once the code is not working, you may not be able to perform transactions until the issue is fixed. 

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